We're banking
on community.

At Five Rivers Bank, relationships are at the heart of everything we do. Discover a banking experience tailored to your needs, with rapid responses and direct access to our leadership team.

Money Market Rate
4.25%APY*
Ready to get your money working harder for you?
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* The Annual Percentage Yield (APY) is accurate as of July 15, 2026. The APY is variable and may change at any time after the account is opened without prior notice. A minimum opening deposit of $500 is required. A $15 monthly maintenance fee will be assessed if the daily balance falls below $5,000 on any day during the statement cycle.

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The Five Rivers Advantage

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Rapid Response

Local lending authority means faster decisions.

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Direct Access

Work with experienced banking leaders who understand your needs.

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Fair & Flexible

Transparent fees, no rigid rules — real partnership that works with you.

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Proactive Solutions

We work with your accountant and partners to solve financial hurdles.

Smarter Banking

Advanced financial management makes banking simple and efficient.

Rates you can bank on.

Whether you're saving toward something specific or building long-term stability, our Money Market Account earns you more while keeping your cash within reach.

Open an account

* The Annual Percentage Yield (APY) is accurate as of July 15, 2026. The APY is variable and may change at any time after the account is opened without prior notice. A minimum opening deposit of $500 is required. A $15 monthly maintenance fee will be assessed if the daily balance falls below $5,000 on any day during the statement cycle.

Money Market Rate
4.25%APY*

Rates you can bank on.

Open an account

Whether you’re planning your next adventure or building long-term stability, our CDs help your money work harder for you.

9 or 12 Month CDs
4.50%APY*
Contact us for other competitive rates

*Annual Percentage Yield (APY) listed assumes that principal and interest remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current APY for that term. Minimum deposit to open certificate and obtain stated APY is $500. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Offer valid through July 4, 2026, and may be withdrawn or changed at any time without notice.

Banking on the Go

Our app puts Five Rivers Bank right in your hands, helping you take care of business anytime, anywhere.