Rooted in community, driven by purpose.

We’re local, mission-driven, and powered by the belief that banking can be done better. Every decision we make starts with listening and ends with action, reflecting the needs, values, and aspirations of the people we serve.

City with playful lines

Our Mission

Five Rivers Bank will hire, train and retain the highest quality professionals to fulfill the financial needs of our clients. We will treat our clients, and each other, with uncompromising levels of dignity and respect at all times. We will actively seek opportunities to be of service to all, in the communities we serve. In doing so, we will be upholding some of the most valued principles of our culture. We intend to have a positive impact on those we serve, build lasting and meaningful relationships with our clients and provide a superior return to our investors.

Our Vision

To be recognized as the financial institution with the highest levels of honesty and integrity whose employees focus on, and anticipate, the financial needs of our clients.

Message from the CEO:

I am honored to be one of the founders, Chairman, President and CEO of Five Rivers Bank. Our unwavering commitment to delivering an unmatched level of service has been the driving force for not only me, but for every member of our dedicated team who shares our passion for exceeding your expectations at every interaction.

Thank you to all of our valued customers who have entrusted us with their financial needs and aspirations. Your confidence in us inspires our entire organization to continuously elevate our standards of excellence and personalized care.

I also want to recognize our exceptional employees who embody our service-first philosophy each day, bringing expertise, warmth, and genuine dedication to every customer relationship.

We welcome everyone to experience the Five Rivers difference. Our promise of unmatched service means more than words, it means real people making real commitments to your financial success. I know that our responsive solutions and personal touch will make banking feel like it should.

Values that drive everything we do

Every decision, interaction, and service we offer is shaped by our beliefs. They reflect who we are, what we stand for, and how we show up for our community.

Relationships Over Transactions

We prioritize real human connections over one-time deals, because trust, loyalty, and long-term partnership build stronger foundations than short-term benefit.

Decisive & Action-Oriented

We move fast, answer quickly, and act decisively, because we value everyone's time, how we spend our time matters and opportunities don’t wait.

Empowering
Each Other

We invest in the people and places we serve, giving local businesses and individuals the tools and support to thrive on their own terms.

Shared Success & Prosperity

We believe that success and prosperity are best when they are a shared experience. We focus on mutual growth, not extractive gains.

Pride in Ourselves & Our Community

We create a welcoming space for all, celebrating culture without excluding anyone. That's how we honor our Sikh roots while creating an inclusive place.

10% for the people!

Hyperlocal philanthropy delivers immediate, visible impact by addressing specific community needs with nuance and precision. This is how we're strengthening social bonds and empowering people to drive lasting change in Bergen County.

And that's why we will be allocating an unprecedented 10% of our net profits for ongoing investment in the community.