Commercial Lending

Fuel business growth with tailored financing for property, equipment, and working capital backed by expert guidance, clear terms, and fast, reliable funding.

Commercial Real Estate Loan

Finance the purchase or refinance of multifamily, mixed-use, industrial, or owner-occupied properties with competitive rates and expert structuring.

Construction Loans

Secure interim funding for commercial development projects, then convert seamlessly to a permanent mortgage upon completion with dedicated support.

Line of Credit

Access a flexible revolving credit facility for working capital needs, featuring convenient draws, competitive rates, and online account management.

Term Loan

Obtain fixed-amount financing for machinery, equipment, or vehicle purchases with repayment programs tailored to your needs.

Letter of Credit

Guarantee supplier or landlord payments with bank-backed assurance, enabling project advancement and secure contractual obligations.

Revolver-to-Term Loan

Start with an interest-only revolving line for capital expenditures and convert to a fixed-rate term loan at maturity.

Your lending team at Five Rivers Bank.

Juan Oelofse

Executive Vice President

Chief Lending Officer

NMLS #2748075

(201) 994-4366

James Lawler

Vice President

Loan Officer

NMLS #2748073

(201) 942-2356

Sona K. Anand

Vice President

Director of Business Banking

NMLS #761218

(201) 994-4106

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