Five Rivers Bank is pleased to announce the appointment of Thomas M. Coughlin as President and Chief Executive Officer, effective April 2, 2026.
Tom is a seasoned community banking leader with more than 40 years of experience in financial services. In 2000, he founded Bayonne Community Bank with $6 million in seed funding and grew it into a $3.8 billion institution with 29 branches across New Jersey and New York, completing three bank acquisitions and leading five capital stock offerings along the way.
Beyond his professional achievements, Tom is a dedicated community servant, serving as President of the Bayonne Chamber of Commerce, President of the American Heart Association of NJ, Rotarian, Director of Gift of Life Bergen County, and Director of the International Humanitarian Foundation, among many other leadership roles.
With Tom at the helm, Five Rivers Bank is positioned to deepen its community roots, accelerate growth, and continue delivering the responsive, relationship-driven banking experience our customers deserve.
We're proud to welcome Tom to the Five Rivers Bank family.

Debt can weigh heavily on both your finances and your peace of mind. Whether it’s credit cards, student loans, or personal loans, finding an effective plan to eliminate debt is crucial for achieving long-term financial stability. Fortunately, there are proven strategies that can help you systematically reduce what you owe, regain control, and build lasting financial habits.

Fraud protection isn't just another checkbox for us at Five Rivers Bank. It's personal. We know the businesses we serve, and we know what's at stake when scammers come calling. International fraud schemes keep evolving, getting smarter and more convincing, which is exactly why we're taking the time to walk through what you need to know.