
In January 1776, the American Revolution heated up with the crucial publication of ThomasPaine's pamphlet, "Common Sense," on January 10th, galvanizing colonial opinion towards independence from Britain.
Meanwhile George Washington's army received a vital boost with the arrival of Henry Knox and artillery from Fort Ticonderoga by January 18th, strengthening their position around Boston. The Continental Congress also acted, publishing the "Tory Act" onJanuary 2nd, to address loyalists, and authorizing the first national memorial for fallen General Richard Montgomery, on January 25th.

At Five Rivers the choice is between two savings accounts, both $500 to open and both FDIC-insured. What separates them is what the money is for: statement savings to set cash aside, or a money market that earns more and stays reachable.