It's Time to Open Your Investment Account!

Explore various investment accounts tailored to your financial goals. Whether for a first property, a business to supplement your income, or retirement options, our skilled advisors can recommend the best investment products to fit your goals, quick and transparent, as always.

Open an investment account and enjoy no fees for the first year!
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Why is this the best time to start investing?

Rates are Coming Down!

Choose from a range of investment products to suit your needs. After a long period of increases.

We Provide Fast Approvals.

Time is money, and we know how to get you personalized investment advice from our financial experts.

Flexible Terms, No Surprises.

You won't get flattened by application or processing fees and hidden charges later in the agreement.

It's Time to Open Your Investment Account!

This is a great opportunity to start building your portfolio. Contact us to learn more about our investment options. You can apply for special 6-month or 9-month rates, with options to extend. These are the best rates in the market, and if you find anything better – reach out! We'd love to hear from you and we'll fight for your business.

*Annual Percentage Yield (APY) listed assumes that principal and interest remain on deposit at the same rate until maturity.

* Offer valid for new investment accounts only. Terms and conditions apply. Annual Percentage Yield (APY) listed assumes that principal and interest remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current APY for that term. Minimum deposit to open certificate and obtain stated APY is $500. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY rates are subject to change without prior notice.

The Five Rivers Advantage

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Rapid Response

Local lending authority means faster decisions.

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Direct Access

Work with experienced banking leaders who understand your needs.

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Fair & Flexible

Transparent fees, no rigid rules — real partnership that works with you.

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Proactive Solutions

We work with your accountant and partners to solve financial hurdles.

Smarter Banking

Advanced financial management makes banking simple and efficient.

Frequently Asked Questions

How will you understand my industry?

We start with curiosity by asking questions, listening, and learning about the details that make your business unique. From there, we pair that knowledge with our banking expertise and provide meaningful solutions. Our promise is simple: the better we understand your industry, the better we can walk beside you with guidance and solutions that support your growth.

What can I expect from my relationship with my banker?

You can expect a true partnership. You bring your financial goals and questions; we bring expertise, tools, and guidance. By staying open and proactive together, we build a relationship rooted in trust and accessibility.

What happens if my account balance exceeds FDIC limits?

Protecting your hard-earned money is our top priority. If your balances grow beyond FDIC coverage, our team will work with you to ensure your funds remain protected and structured wisely.

What makes you different from other banks?

At Five Rivers Bank, we don’t just manage money, we build relationships. You’ll experience direct access to decision-makers, and a team that sees your success as our success. We are locally owned and managed and because we believe in supporting the communities we serve. That’s the difference: we’re banking on you, and if you're successful, we're successful.

What services do you offer beyond basic checking and savings?

Our goal is to provide you with a full range of services to help you manage your personal and business finances conveniently and securely.

For Individuals:

  • Personal Checking – Simple, flexible accounts for everyday banking.
  • Personal Savings – Secure savings with competitive rates to help your goals grow.
  • Money Market Accounts – Tiered interest savings with easy access when you need it.
  • Certificates of Deposit (CDs) – Fixed-rate options for steady, dependable growth.

For Businesses:

  • Business Checking – Accounts tailored for businesses of all sizes.
  • Business Savings – Safe, interest-earning options for managing reserves.
  • Specialized Accounts – Solutions for nonprofits, professional firms, and industry-specific needs.

Every goal has its own story and we believe financing should fit the chapter you’re in. That’s why we offer a wide range of personal and business financing solutions, from flexible loans to growth-focused options. We take the time to understand your goals, then build a financing plan that helps you move from vision to reality.

Start Investing

Open an investment account and enjoy no fees for the first year!

It's Time to Open Your Investment Account!
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.